Symptoms and Treatment
What is a UAV Drone?
|Talk To A Housing Counseling Agency
If you don't feel comfortable talking with your lender, you should immediately
contact a HUD-approved housing counseling agency and arrange an appointment
with a counselor. A counselor will help you assess your financial situation,
determine what options are available to you, and help you negotiate with
your lender. A counselor will be familiar with the various work-out arrangements
that lenders will consider and will know what course of action makes the
most sense for you and your family, based on your circumstances. In addition,
the counselor can call the lender with you or on your behalf to discuss
a work-out plan. By meeting with a counselor before your mortgage payments
are too far behind, you can protect yourself from future credit problems.
A good counselor will help you establish a monthly budget plan to ensure
that you can meet all of your monthly expenses, including your mortgage
payment. Your personal financial plan will clearly show how much money
you have available to make the mortgage payment. This analysis will help
you and your lender determine whether a reduced or delayed payment schedule
could help you. Also, a counselor will have information on services, resources,
and programs available in your local area that may provide you with additional
financial, legal, medical or other assistance that you may need.
To find out more about HUD-approved housing counseling agencies and their
services, please call 1 (800) 569-4287 on weekdays between 9:00 am and
5:00 pm Eastern Standard Time. You can also get an automated referral
to the three housing counseling agencies located closest to you by calling
1 (800) 569-4287. To look at the list of these HUD-approved agencies by
state on the HUD web site, click here.
Many of these local housing counseling agencies are affiliates of national
and regional housing counseling intermediaries. The websites for the HUD-approved
National and Regional Housing Counseling Intermediaries describe the full
range of assistance offered, as well as maps showing location of their
Help for Homeowners Facing
the Loss of Their Home
October is Breast Cancer Awareness Month.
Truekare Breast Forms Offers Mastectomy Breast Forms at Great Prices.